These Terms of Use ("Terms") govern your access to and use of Lendela Lab, a website published by Lendela Pte. Ltd. (UEN 201801220D), 176 Orchard Road, #05-05, Singapore 238843 ("Lendela", "we", "us", or "our"). By browsing or otherwise using Lendela Lab, you agree to these Terms.
1. About Lendela Lab
Lendela Lab is an educational resource about personal loans, mortgages, car loans, business financing, and personal finance in Singapore. Lendela Lab does not process loan applications and is not itself a lender or a credit broker. Where we refer you to sg.lendela.com to compare loan offers, your use of that platform is governed by its own separate terms.
2. Use of this site
You may access and read Lendela Lab for personal, non-commercial purposes. You agree not to:
- Copy, reproduce, or republish substantial portions of our content without permission;
- Use any automated process to scrape or extract content at scale;
- Attempt to interfere with the operation or security of the site; or
- Use the site for any unlawful purpose.
3. No financial advice
Content on Lendela Lab is provided for general informational purposes only and does not constitute financial, legal, or professional advice. Loan rates, eligibility criteria, and product features mentioned in our articles are illustrative and may change; always verify current terms directly with the relevant bank or licensed lender before making a decision.
4. Intellectual property
All text, graphics, logos, and other content on Lendela Lab belong to Lendela or are used under licence. Nothing in these Terms grants you any right to use the Lendela or Lendela Lab name, logo, or trademarks without our prior written consent.
5. Third-party links
Lendela Lab may link to third-party websites, including sg.lendela.com and bank or lender websites, for your convenience. We do not control and are not responsible for the content, accuracy, or practices of those third-party sites.
6. Disclaimer and limitation of liability
Lendela Lab is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties as to the accuracy, completeness, or timeliness of our content, and we are not liable for any loss or damage arising from your reliance on it.
7. Changes to these Terms
We may revise these Terms from time to time. Continued use of Lendela Lab after changes are posted constitutes acceptance of the updated Terms.
8. Governing law
These Terms are governed by the laws of Singapore, and any disputes arising from them are subject to the exclusive jurisdiction of the Singapore courts.
9. Contact us
Questions about these Terms can be sent to [email protected].
